Trips you book and pay for with your card include built-in travel insurance coverage. No activation required.
Who can use this feature
- Anyone with a card
How it works
The protections included, coverage amounts, and regions depend on your program.
- No activation or enrollment is needed. Eligible coverage applies automatically when you pay with your card.
- Some coverage requires that you charge the full amount to your card. Check your Insurance Terms and Conditions for what applies to you.
Where to find your Insurance Terms and Conditions
To see exactly what's covered or start a claim process, check your card's Insurance Terms and Conditions. Where to find them depends on your card.
- Mercantile American Express Card: Go to your Legal & Account Documents section and review the Amex Insurance Terms and Conditions. See Locate legal & account documents.
- Mercantile Mastercard: Sign in at mycardbenefits.com with your card number to view the protections for your card.