Before you apply
Who can apply?
To apply for one of our business credit cards:
- You must apply on behalf of a U.S.-based business (e.g., Corporations, LLCs, Sole proprietorships).
- If it's a professional association's credit card, you must be an active member of that association.
What information is required to apply for a business credit card?
To verify your identity and comply with federal regulations, we collect information about you and your business during the application process.
Below is a list of details we typically request. Please note that additional information may be required.
Personal Information:
- First and last name
- Email address and phone number
- Social Security number
- Date of birth
- Residential address (no P.O. Boxes)
Business Information:
- Legal business name and trade name
- Tax ID Number (TIN) or Employer Identification Number (EIN)
- Business address (no P.O. Boxes)
- Year the business was established
- Estimated gross annual income
Your privacy and security are our top priorities. We use industry-leading encryption technology to protect your personal and business information.
Can I apply for multiple businesses I own?
Yes, you can. You’ll need to submit a separate application for each business you own, and each will be reviewed independently.
If you operate multiple locations under the same business entity (with the same legal name and Tax ID), only one application is needed.
I don’t have an Employer Identification Number (EIN). What should I do?
No problem. If you don’t have an EIN, you can enter the Tax ID you use for business tax filings. This is often your Social Security Number (SSN), especially if you're a sole proprietor or single-member LLC.